JULIHANDARI, H.; MANDASARI, J. Pengaruh Literasi Keuangan dan Iklusi Keuangan Terhadap Kinerja UMKM di Kabupaten Sumbawa. Journal of Nusantara Economic Science, [S. l.], v. 1, n. 3, p. 135–142, 2023. Disponível em: https://nafatimahpustaka.org/jnes/article/view/166. Acesso em: 10 sep. 2026.