ERISANTI, S.; MANDASARI, J. Pengaruh Kualitas Pelayanan, Prosedur Kredit dan Promosi Terhadap Keputusan Pengambilan Kredit Pada PT. Pegadaian (Persero) Cabang Sumbawa. Journal of Nusantara Economic Science, [S. l.], v. 1, n. 3, p. 143–153, 2023. Disponível em: https://nafatimahpustaka.org/jnes/article/view/165. Acesso em: 10 sep. 2026.