NUR RISKIYAH, W.; HARTINI. Pengaruh Literasi Keuangan, Payment Gateway dan Inklusi Keuangan terhadap Kinerja Keuangan UMKM di Kabupaten Sumbawa. Journal of Nusantara Economic Science, [S. l.], v. 1, n. 4, p. 188–199, 2023. Disponível em: https://nafatimahpustaka.org/jnes/article/view/155. Acesso em: 10 sep. 2026.